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Products

With a full range of mortgage loan products, Vermont Federal Credit Union can help you find the loan that best fits your personal needs. Whether you are purchasing or refinancing, our Mortgage Originators are here to help every step of the way.

Fixed Rate Mortgages

With a fixed rate mortgage loan the interest rate remains fixed for the life of the loan. Fixed Rates provide you a predictable monthly principal and interest payment. There are a variety of terms available with fixed rates.

Adjustable Rate Mortgages (ARM)

Adjustable rate mortgage programs offer a starting rate that is lower than fixed rate programs. The interest rate and payment will adjust depending on the terms of the mortgage. For example, a 5/1 ARM is fixed for the first five years and then the interest rate and payment may adjust yearly for the remainder of the loan.

Vermont Housing Finance Agency

Vermont Federal Credit Union is a Vermont Housing Finance Agency (VHFA) participating lender. VHFA offers attractive mortgage programs for purchase VHFA in Vermont. Income and price limits are in place for VHFA programs; a mortgage originator can review the current details with you.